This is the WORST Every Year (why boat insurance sucks)

Yacht insurance is the most anxiety-riddled hassle of boat life. Get Surfshark VPN at surfshark.deals/wynns - Enter promo code WYNNS for 83% off and 3 extra months for FREE!
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#BoatLife #Travel
We're starting our 6th year as liveaboard offshore sailors. And without a doubt, yacht insurance has been the most unexpected pain in the arse!
And it’s not just us, it’s every offshore USA flagged boat owner we talk to. Yacht insurance as an American sailor abroad just kinda sucks. Especially in the South Pacific (for some odd reason). I can’t offer up any words of wisdom on how to fix this mind-bending insurance system, but we have learned a lot on how to best present ourselves and our vessel.
Of course, we are NOT experts and there is still a lot we don’t know. But, if you’re a newbie buying your first boat or a fellow sailor struggling to get offshore, bluewater, around-the-world coverage, hopefully, this information will make the process suck a little less.
Here are the biggest tips we’ve learned about getting boat insurance: www.gonewiththewynns.com/how-to-yacht-insurance
WHO ARE WE?
We’re Jason and Nikki Wynn. We been living #OffTheGrid and exploring the world for 10 years.
Our first six years of travel were an epic road trip around North America.
Now we’re on a #sailing voyage about the world. Did we have any previous sailing experience, of course not!
Neither of us is overly talented, smart, rich, lucky, or retired. But that doesn’t stop us from reaching far-flung destinations, having wild #adventures and managing everything that makes living aboard a moving vessel possible.
We’re two ordinary people that just so happen to live an extraordinary life.
And this is why we publish our lives on the world wide web. We share in hopes of inspiring you to find your adventure.
Timestamps if you like to Jump Around:
00:00 Sunrise & Yacht Insurance Sucks
01:50 Insurance is Cancelled & Finding New Insurance
02:47 Why We NEED Sailboat Insurance
05:30 The Worst Yacht Insurance Story
06:57 How We Search for Insurance
07:50 SURFSHARK.DEALS/WYNNS
08:48 Insurance Year 1 as a New Sailor
09:31 Insurance Cancelled EVERY Year (US Sailboat)
10:11 Cost of Around The World Yacht Insurance
10:49 Why Yacht Insurance Cost So Much
11:39 Tips to Apply for Boat Insurance
12:39 2 BIGGEST Tips to Save Money on Insurance
14:14 Why Deal With This Hassle to Sail Around the World?
15:24 Bloopers
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#Catamaran
© Gone With the Wynns 2021

Comments

  • Mark Waddey
    Mark WaddeyHour ago

    Jason, there are chickens looking for their legs. It would be nice if you gave them back.

  • Robert Lataille
    Robert LatailleDay ago

    Love you guys.. I bought a voyage440 in october unfortunitly it has been sitting in the boatyard in st petes for months now getting refitted. I am paying an insane amount for insurance loke 10% value. Im looking for coverage in fl/usa/bahamas/caribean. Do you have some recomendations on who i should talk to? Or would you be interested in figuring out my insurance situation for me could help fund your voyage :)... its such a nightmare.

  • Gone with the Wynns

    Gone with the Wynns

    13 hours ago

    There are some tips in the corresponding blog post. Link to the blog is in the description box above. Good luck with it! Curious Minion

  • Colin Meyerowitz
    Colin MeyerowitzDay ago

    You guys are the best, to take a dry subject like insurance and make it a fun video that I didn't want to end is TALENT. And the outtakes were hilarious. Love your videos.

  • PLC
    PLC2 days ago

    Nikki is that a belly button piercing??? You got a naval, I mean navel piercing... lol. Looks great!!

  • Back2basicsWithEmily
    Back2basicsWithEmily3 days ago

    So so glad he was able to laugh that off😂😂😂 he was so mad though, the way he said "iiii loooveee youuu toooo" 😂😂💀

  • Andy
    Andy4 days ago

    Have you tried contacting a well known insurance company ie Lloyds of london and consider being sponsored by them and tell them about your site and to promote the company and sailing community they could get a lot of work through you by sponsorship. 🤞 best of luck.

  • Sailing CARO
    Sailing CARO4 days ago

    I feel very inspired and humbled by your skillset in telling a story, shooting videos, editing, doing after effects, choosing music and soundeffects to underpin everything, and at the same time sharing insights, ups and downs of the life you have chosen.

  • Puki Ali
    Puki Ali5 days ago

    One sailing couple is whining about boat insurance while another couple from Australia is saving refugees stranded off the coast of Africa,...First world problems.

  • David T
    David T5 days ago

    Switch insurance providers every few years depending on down payment.

  • lobo G
    lobo G5 days ago

    Say....how much is the insurance of the boat....?

  • Gone with the Wynns

    Gone with the Wynns

    4 days ago

    All the details are in the blog post, linked in the description box Curious Minion

  • Paul C
    Paul C5 days ago

    Eh, why can't you insure it in another country?

  • Native ESO
    Native ESO5 days ago

    I'll never be able to do what you guys do. But being able to live it with you guys is amazing. A small escape from reality for me and probably many other viewers. Thank you guys for this wonderful opportunity to live on Curiosity with you guys!

  • Steve O
    Steve O5 days ago

    Where have you gone? I am worried

  • Scott Tilden
    Scott Tilden6 days ago

    Just make sure you read the policy in full and not just assume you are covered for everything, especially if there are exclusions in the policy such as distance or locations. Many just assume they are insured for everything, not always the case.

  • Karl Shook
    Karl Shook6 days ago

    Insurance is a scam created by the mafia. Best of luck to you both.

  • ezrc gvzg
    ezrc gvzg6 days ago

    hope that you are okay as we have not heard from you guys? keep safe

  • Thomas J
    Thomas J6 days ago

    I don't agree that your sailboat is your largest asset. That would be your creativity, your wanderlust, your experience, your ability to inspire and the loyal community who follow you. Even if your boat sank, whether it was insured or not, I think you guys would be able to start a new successful adventure from scratch. Premeditatio Malorum

  • Going Troppo Sailing
    Going Troppo Sailing6 days ago

    Your videos are very well done and very informative. You guys deserve your success. You have provided valuable information to sailors. Best wishes on your journey.🙂

  • Bob Beckstead
    Bob Beckstead6 days ago

    Competence is preferable to insurance.

  • kevin struke
    kevin struke7 days ago

    I'm worried about you guys...where are you this week? Hope you're good and just taking a week off. Love.😊👍✌

  • S M
    S M7 days ago

    I'm worried about you guys. No video last Sunday. Do we need to send a seal team?

  • Gone with the Wynns

    Gone with the Wynns

    6 days ago

    Water's to warm for seals. How about dolphins? 🐬🐬

  • Guess Who
    Guess Who7 days ago

    Jason and Niki have lots of adventures both on the road and on the water.I figure this will be very helpful in coming years.

  • Evan Wattam
    Evan Wattam7 days ago

    Fly me and my son in we can be crew :)

  • Authentic Rebuilds
    Authentic Rebuilds7 days ago

    think boat insurance is a pain, try owning a plane!!!!!

  • Cymbaline 65
    Cymbaline 657 days ago

    Hope everyone is ok. We get a bit concerned when you all go dark.

  • Gone with the Wynns

    Gone with the Wynns

    7 days ago

    They announced on social media and Patreon that they were taking the week off. Follow them @gonewiththewynns for real-time updates and bonus content! Curious Minion

  • Murray Sargant
    Murray Sargant7 days ago

    Thanks for the great update love your videos. Can you message me the name of the Insurance company you eventually went with we are about to depart from Hong Kong to Fiji and need a new policy.

  • Gone with the Wynns

    Gone with the Wynns

    7 days ago

    As Nikki said in the vid, all the details of companies that that have dropped them and the name of the firm that insured them this year are all in the corresponding blog post: www.gonewiththewynns.com/how-to-yacht-insurance Curious Minion

  • Andre Lee
    Andre Lee7 days ago

    Can you do a update on Cleo ang Zinga please. Thank you😎😎

  • Gone with the Wynns

    Gone with the Wynns

    7 days ago

    Cleo passed away in early 2020. It was very quick and Singa was there with her. If you'd like to follow Singa's exploits, you can follow @TalesFromTheMutiny on FB or Insta. He is really loving ranch life! His best friends are Linda the cat & Happy the dog. If you missed why Singa's living on a ranch, www.gonewiththewynns.com/sailing-pets-goodbye Curious Minion

  • Gary Conway
    Gary Conway8 days ago

    forget the insurance. you guys are living a fantasy if you think you will be able to get them to pay out for damages.

  • M T
    M T8 days ago

    Where is the Sunday vid youse guys???

  • Gone with the Wynns

    Gone with the Wynns

    7 days ago

    They announced on social media & Patreon that they were just taking a week off. Follow them @gonewiththewynns for real-time updates and bonus content! Curious Minion

  • M T

    M T

    8 days ago

    The posts below me say one week ago That would be last thursday Hello??

  • Alex Honeydealer
    Alex Honeydealer8 days ago

    Great opportunity: make your own insurance company: contact non-US bank in Pacific (you have a choice from Russia, China, HK, Taiwan, japan, Malaysia, Philippines, Australia, NZ you name it) and offer them to support your insurance company by offering insurance to small boats under 500K.

  • Sheila Flynn
    Sheila Flynn8 days ago

    Hello . I'm guessing you took a week off to celebrate Easter. Hope your having a lovely time and I look forward to hearing from ya all soon. 🌸🌸🌸

  • D S
    D S8 days ago

    Since discovering your channel I have watched so many of your adventures. Great stuff indeed! Keep the videos coming and enjoy every moment.

  • Traveller
    Traveller8 days ago

    For all those worried (like I was) with no post this week & no update, Nikki & Jason decided to have a week off and they deserve a break when they want one 🙂 YT is their biggest social media platform, its where they started and would be their biggest income stream, many subscribers would go on from here to become patreons. I am sure the average subscriber would think of Nikki & Jason as friends or family, we care if things are going wrong, we worry if they don't turn up for our weekly Sunday visit from them. But this week I'm a little bit upset, they didn't mention anything about a week off on YT, they happily told people on other social media platforms they wouldn't be posting a video this week but not the subscribers themselves on YT. People have been posting worried if they are ok, and that's not fair!! A community post on YT takes no time at all & would have stopped subscribers (friends/family) worrying.

  • Andre Delport
    Andre Delport8 days ago

    Jason, Nike, no update this week. What's happened? Is everything okay?

  • Gone with the Wynns

    Gone with the Wynns

    8 days ago

    They announced on social media & Patreon that they were just taking a week off. Follow them @gonewiththewynns for real-time updates and bonus content! Curious Minion

  • William Saunders
    William Saunders8 days ago

    YES!!! Outtakes! Love it!!! #bloopers!

  • GOTH
    GOTH9 days ago

    They are half way to Fiji is my call

  • Nigel Appleton
    Nigel Appleton9 days ago

    Where have you gone??

  • GOTH

    GOTH

    8 days ago

    @Gone with the Wynns There were no announcements on youtube

  • Gone with the Wynns

    Gone with the Wynns

    8 days ago

    Minion isn't Kate haha! Not shooting anybody - short announcements are always on SM CM

  • GOTH

    GOTH

    9 days ago

    @Gone with the Wynns Hi Kate, I have to agree with another poster they didn't announce it here on YT where we were all waiting and some people left a little concerned.. please don't shoot us we care x

  • Gone with the Wynns

    Gone with the Wynns

    9 days ago

    They announced on social media & Patreon that they were taking a week off. Following them @gonewiththewynns for real-time announcements & extra goodies! Curious Minion

  • Scott Charlton
    Scott Charlton9 days ago

    You may be doing this, but when I was in boating, I had my boat surveyed every 5 or so years when hauled for a bottom job. Not for insurance reasons, but for my peace of mind. Peace of mind in knowing my boat was sound or if there were problems they were found while on the hard, not 100 or more miles off shore. Should you do this it would look great on your boat resume in getting insurance. The older your boat, the more important this is. This is expensive, but in boating most everything is. Wishing you smooth seas and gentle breezes.

  • Scott Charlton
    Scott Charlton9 days ago

    Re boat insurance. I understand your problem. Have you contacted some of the insurance of companies in the Caribbean? I had a client who had her St Thomas home insured with a Caribbean insurance company who paid in a matter of days after her home was destroyed by a hurricane.

  • izabela wasilewska
    izabela wasilewska9 days ago

    Love Your hair .

  • Chris Cox
    Chris Cox9 days ago

    Why are they no longer insuring US flagged boats? Are you all bad sailors?

  • Loanword Eggcorn
    Loanword Eggcorn9 days ago

    Insurance is a very important practical topic. Thanks for covering it.

  • michael d
    michael d10 days ago

    Keep wood bung plugs near Knott though hull and depth through hull. Seems they've been failing on allot of boats.

  • Jess Hamner
    Jess Hamner10 days ago

    Love the videos but Jason, WOULD YOU PLEASE ADJUST YOUR SUNGLASSES?! I keep thinking maybe one of these days you will look in the mirror with them on and notice that they're not centered and way too high on your face but no. Another video where I can't do anything but look at how misaligned they are with your eyes. You will probably never see this but at least I got that off my chest.

  • Jess Hamner

    Jess Hamner

    10 days ago

    I had to give you some grief while you're in paradise. Seriously though...we love your videos and adventures.

  • Gone with the Wynns

    Gone with the Wynns

    10 days ago

    😎

  • Kathy Rakes
    Kathy Rakes11 days ago

    👍❤️😊

  • Nonna Yourbsns
    Nonna Yourbsns11 days ago

    Payback will be hilarious

  • Henry Drew
    Henry Drew11 days ago

    Have the Wynns gone again, did I miss something? It's Monday 🤔 And now it's Wednesday already, no Wynns🤔Hope all is OK, we miss you😥 Friday and no Wynns😥???

  • in ter

    in ter

    6 days ago

    Maybe they're taking a vacay from their vacation.

  • Robert
    Robert11 days ago

    Pantaenius?

  • John McBride
    John McBride12 days ago

    I'm so happy that you guys were able to figure the insurance out! Congratulations!! I laughed my head off when Nikki pushed Jason off the boat! Cheers Guys!

  • pboperations
    pboperations12 days ago

    Insurance, what a waste of money!

  • J K
    J K12 days ago

    Did You take a Holy Week holiday ? 😀 I have checked for a new video 20 times now !

  • Traveller

    Traveller

    11 days ago

    @Gone with the Wynns Wow guys really feeling disappointed you didn't even consider YT subs would be here wondering were you were or if you were ok. Would never begrudge you having a week off but those of us that don't do the other social media stuff left wondering though you told your facebook users you wouldn't be posting on YT this week, maybe a community post would have catered for loyal YT subs

  • Gone with the Wynns

    Gone with the Wynns

    11 days ago

    Yes, taking a week off. Follow on social media for extra content and up-to-the-minute news! @gonewiththewynns Curious Minion

  • charles harper

    charles harper

    12 days ago

    @Chris Wasia Thanks for that

  • Chris Wasia

    Chris Wasia

    12 days ago

    On Facebook they say the took a cue from the Tonga Peeps and took the Easter weekend off.

  • nicholas kavowras
    nicholas kavowras12 days ago

    Are you guys alright ? You never miss a Sunday Posting... What’s up?

  • Traveller

    Traveller

    11 days ago

    @WDW Fanatic that's all fantastic telling followers on Facebook, what about USplan followers worrying if they were ok 😞

  • WDW Fanatic

    WDW Fanatic

    11 days ago

    @Chuck McNay nope, it's not that they are simply taking the weekend off because it's Easter. They said that on Facebook

  • Chuck McNay

    Chuck McNay

    12 days ago

    Came here for this reason. I think they're out of practice in keeping a backlog of content uploaded and scheduled for backups.

  • Cherie moonquaker
    Cherie moonquaker12 days ago

    Where are you guys? Missing your video! xoxo Happy Easter!

  • Cherie moonquaker

    Cherie moonquaker

    11 days ago

    @WDW Fanatic Thank you! I must have missed those words.. I am a naturally worrier about those you tubers i adore... Always wishing the best for their safety and well being.. I enjoy their life times so very much!

  • WDW Fanatic

    WDW Fanatic

    11 days ago

    they said on Facebook they're skipping this week and taking a break because it's Easter. They'll be back next Sunday

  • Chris C
    Chris C12 days ago

    ❤️ the glimpse into your photography and video gear at the end .... hard work, but great results for us to watch Would love to see Jason do more videos on gear, photography and videos

  • Chris C
    Chris C12 days ago

    Hi, guys How do you keep your camera gear clean and protect it in hot, salty environment? Thanks 💕

  • Gary Schoenberger
    Gary Schoenberger12 days ago

    Theives 🤡

  • benavidezf
    benavidezf12 days ago

    Any plans for retirement or is this it?

  • Professor on the Road - Troy Adventures
    Professor on the Road - Troy Adventures12 days ago

    Thanks so much for the inspiration. You guys got me out on the road this year. I loved my adventure. your videos got me though the pandemic lockdown. Great to travel the world just being on the couch. You inspired me to do something myself. Thanks!

  • Sherree Harris
    Sherree Harris12 days ago

    Wondet what happened to the Wynns today? Maybe they took Easter off??

  • charles harper

    charles harper

    12 days ago

    Sunday morning coffee just isn't the same without them...

  • Asif Hirji
    Asif Hirji12 days ago

    Would changing the flag state of the vessel make a difference?

  • Asif Hirji

    Asif Hirji

    12 days ago

    @Gone with the Wynns Maybe its the platform or device I am on but there's no pinned comment

  • Gone with the Wynns

    Gone with the Wynns

    12 days ago

    See the pinned comment at the top. Curious Minion

  • D C
    D C12 days ago

    I think our 10 year goal just went down the expensive insurance drain....

  • DALE thebelldiver
    DALE thebelldiver13 days ago

    No one else is mentioning this any of it. Okay now; what happens if you slip in and out of a port, get provisioned and depart without going through the (mother may I ) process. I don’t want anything to do with the government or any stinking government. I have a feeling the FREEDOM I thought the sea would provide is literally jumping into the furnace of restrictions and rules.

  • charles harper

    charles harper

    6 days ago

    @DALE thebelldiver That makes no sense. You can't just enter another country's territorial waters and do what you please.

  • DALE thebelldiver

    DALE thebelldiver

    6 days ago

    @charles harper what if you slide in and slide out get a few provisions; water fuel food and leave? You have to first PAY them; then; you can resupply.

  • DALE thebelldiver

    DALE thebelldiver

    6 days ago

    @Gone with the Wynns the Mother May I; issue is the one issue that will turn me away from the sailing adventure. Being a Federal and state contractor all my life I’m sick; SICK and tired of stupid dictatorial , money grabbing government policies rules, permits, regulations and certifications. Formally being a NYC engineer every communication to every contractor ended in a threat for non compliance to any aspect of any city directive. The Commercial diving industry has become one huge never ending catalogue of certifications. Which; is nothing more than a tax to work and a legal way to restrict competition. I thought sailing the world would ensure I could at last experience real freedom. Well; I guess it doesn’t really exist anywhere now or maybe ever. Jules Verne’s A thousand leagues under the sea; was about escaping government rules. I was going to build a deep water submarine until I read the laws and restrictions related to manned submersibles. 😳☹️Lol The insurance thing blows me away. They dictate where you can and can’t be; a GD insurance company. Right or wrong. I’m the newbie here; I want to know it all before splashing a boat.

  • charles harper

    charles harper

    12 days ago

    Most countries won't allow you in if you didn't clear the last country you entered.

  • Gone with the Wynns

    Gone with the Wynns

    12 days ago

    If you leave a country without checking out, you will eventually overstay your Visa for that country and your passport can be flagged. When you try to check into a different country you may find that you have to go back to the one you snuck out of, legally exit, and face the legal consequences. It's just not worth it. And the days of sneaking in *and* out are over, unless you want to get arrested on suspicion of smuggling when they find you. Curious Minion

  • Andrew Hammond
    Andrew Hammond13 days ago

    See how much it is to reflag the boat. Have you looked into Marshall Islands registry? Insurance may still be crazy but it may be easier to find a policy. I’m sure they still want a condition survey but who knows.

  • Gone with the Wynns

    Gone with the Wynns

    12 days ago

    It isn't quite as cut & dried as that - see the pinned comment above. Curious Minion

  • Madison McVicar
    Madison McVicar13 days ago

    This is giving me major flashbacks of my family applying for boat insurance this year. It always difficult but on top of the pandemic and the demands they were making to get approved- forced me to practice all the gratitude I could for my live aboard situation. Even though it’s really not as glamorous as some picture and the maintenance is never ending, it’s still worth it.

  • Summer Ann
    Summer Ann13 days ago

    You two ALWAYS make me smile. Thank you.

  • Tim Widger
    Tim Widger13 days ago

    Hate to break it to you but the insurance won’t pay if something does happen. Total scam. If you lose the boat those scumbags will find a way to weasel out of it.

  • K otgc
    K otgc13 days ago

    Love the channel, thanks. Insurance has always seemed as a rort, however I have learned: 1. Home/house insurance is mainly needed as people say 'what if your house burns down?', so I noticed from viewing 1000's of accounts when I worked at ISPs and Telcos, is that some people pay $1000's more than needed. I learned home insurance with the minimum to cover a 100% fire loss with the highest premium is the most affordable rate and you're fully covered. Minor issues like theft or broken windows seldom occur and can be paid with the savings of lower home insurance. 2. Car insurance is a rort. I drive ~100,000 kilometres per year and have made 3 not-at-fault claims and learned car insurance don't want you after 3 claims (unfair as I was not at fault). This then costs you a lot as no other car insurer wants you for 5 years of being denied by a car insurer. To avoid this rort, I learned to not claim insurance. Small bingles can be paid yourself with the savings at cheap but good panel beaters and repairers. So, fully insure the car, with the highest premium as you plan not to claim (you need to be a safe driver, I recommend taking a defensive driving course), then the low rates save you money to spend with a cheap but good panel beater and repairer. 3. Flying/travel insurance, always take insurance, but again often a credit card or some other insurance covers you for air travel or medical expenses if you're sick. Big rort here too, as they often deny claims, which has personally shocked me in some tragic circumstances. 4. Boats I don't know. My brainstorm idea is the insurers cannot make money, hence the high prices. Perhaps the high prices could be better invested in disruptive/innovative stocks or Bitcoin, which most likely will make you money to cover a rare repair? 5. Be rational, rather than emotional with business/finance decisions. A once off example of 1 boat incurring a $1M cost rarely happens. However, I do like to find solutions for the majority and not some 'lucky' exception to the rule. The insurers are experts at mathematical probability and know the costs and dangers. I would like to see insurers' data on San Fran Cisco and Seattle (as well as 3 other cities around the world) which are predicted to be wiped out before 2070 thanks to the Juan De Fuca plate/San Andreas Fault.

  • Aaron Wilcox
    Aaron Wilcox14 days ago

    Insurance companies are the worst crooks.

  • Stormzy Coinlife
    Stormzy Coinlife14 days ago

    Concerning greasing the parts of your boat, did you guys ever consider ‘graphite grease’? It’s THE most sticky grease EVER..., trying to help you out

  • Guess Who
    Guess Who14 days ago

    Are you two coming home if you get the chance? Or are you going to continue to travel?

  • Guess Who

    Guess Who

    7 days ago

    @Gone with the Wynns Yes I saw that video on the visit back home.I hope they get to go to one of those two choices soon. And hope after storms they can come home if thats in the plans.Been watching since RVing days,advertised to others on forums.I hope we got most of them interested.Niki and Jason sure beat most of entertainment out there now.

  • Gone with the Wynns

    Gone with the Wynns

    13 days ago

    Well there are very few flights in & out of Tonga at the moment (repatriation of citizens only because borders are still closed) so it's pretty impossible. Their next move will be sailing to either Australia or NZ whenever they can get an exemption to enter those countries. Just before Covid hit they spent several months in the USA, so I don't think another long visit is going to happen any time soon. And there's a circumnavigation to finish too! In case you missed it: www.gonewiththewynns.com/stranded-fiji Curious Minion

  • Robert Milligan
    Robert Milligan14 days ago

    We sailed four boats from 24' - 42' as a couple from California throughout the South Pacific over 30 years and only had insurance when required by marinas except for one cyclone season that we stayed over in New Caledonia. Part of this was because we chose boats that we could own outright. If you have a bank loan you will always be limited by needing to have insurance. Maybe buying a boat you can afford makes more sense!

  • Gone with the Wynns

    Gone with the Wynns

    13 days ago

    Curiosity is owned outright - no loan. Curious Minion

  • David Gentile
    David Gentile14 days ago

    Don't forget America is a free country. I guess it's just depends on who you ask

  • David Gentile
    David Gentile14 days ago

    Insurance co. Are about collecting big pay checks. Legal thieves.

  • Bright Works Detailing
    Bright Works Detailing14 days ago

    Sounds like the same issue that's happening in the aviation industry. Only a few insurers left.

  • Anthony Strawbridge
    Anthony Strawbridge14 days ago

    Kansas and South Dakota have many towns offering free homes. They give you residential and or commercial real property with the agreement that you make it nice or do business. Just make it pass code and look pretty. Cheap home cheap insurance.

  • Anthony Strawbridge
    Anthony Strawbridge14 days ago

    Separate and divide asset protection and liability. 1. Incorporate business entity. Purchase professional liability. Divide responsibility of employees. 2. Have a firm establish a trust. Remove identity seperate from assets. 3. Cheap coverage for hull and the added assurance is likely found in home ownership.... Real property owners get the best rates.

  • Stephanie Cain
    Stephanie Cain14 days ago

    Very informative and love the bloopers! 😂

  • Steve Kaluf
    Steve Kaluf14 days ago

    Can you please point me to the fabric seats you use on your fore deck? I've looked back as I know you mention them, but I've been unable to find the right video.

  • Gone with the Wynns

    Gone with the Wynns

    13 days ago

    Absolutely! They're in the Gear Store and there's even a discount code! Don't forget that shopping through the links on the blog will never cost you anything extra but it will throw a few pennies into the sailing kitty. www.gonewiththewynns.com/product/best-portable-chair Curious Minion

  • Tony Barrand
    Tony Barrand14 days ago

    Both your and Uma You Tube adventures have added to, our reduced social life due to covid, entertainment. Thank you guys. Now we want a seawind 1160 to sail the Caribbean. We have sailed Mandalay from Antigua to St Lucia and Grenada to St Lucia.

  • George Q
    George Q14 days ago

    Problems of being rich, so sad.

  • h5mind
    h5mind14 days ago

    There are 'other' sailing channels who like to brag about how cheap it is to live the cruising lifestyle. I'm guessing they do NOT have insurance. My ballpark estimate would be $3-4,000 a month, boat, insurance, food, mooring, fuel, etc. Am I close?

  • fradaja
    fradaja15 days ago

    very sensible , I hope you never need to claim , and let's hope the absolute scum of the earth , industry known as insurance , pay you handsomely .

  • lob ster
    lob ster15 days ago

    Blue dreams + gone with the wynns = 🤩. Sail right through a gnarly trip.

  • Glenn edwards
    Glenn edwards15 days ago

    Actually Boat insurance might go down next year one reason is very simple we are just past our solar maximum the sun will quieten down hence the global weather will be less energetic. The other is vastly more complicated and has to do with how insurance actually works. Any insurance company is like a bookies you are betting something bad will happen they are betting it will not. They have a large team of odds makers called actuaries who calculate the odds they add their expenses of running the business making a profit and issue you a quote. Now most people think they keep all the money in a large pot the concept of "Shared Risk" pay out their costs and policies they have to and are left with hopefully a nice profit at the end of the year. They don't do that they cannot after all they might have to sell 20 policies to cover one big pay out. What they do like a bookie laying off a bet is they approach people to assume the risk they are called underwriters these can be big hedge funds or merely wealthy individuals say those with a million dollar house. Depending upon who your are underwriting for and indeed which pool of underwriters you are in they can call on you to cover their excess losses. Sometimes this might mean that their pay out is reduced but sometimes they have to fork over a lot to cover the insurance company losses. So for example the Evergreen ship has cost the insurance companies hundreds of millions but if no other global disasters this year like a Oil Spill they will get a payday maybe not as large as they were hoping. Now the reason for that complicated and convoluted explanation is that all Insurance companies are tied directly into how well the economy is doing. Obviously with Covid the answer should be not well except it is bouncing back in a K shaped recovery. Wealthy individuals and funds are bouncing back quickly one branch of the K unfortunately the other branch of the K is poor individuals so it is true the rich are getting richer and the poor are getting poorer. For you and we have finally got here the $12 Starbucks employee does not affect you but having a lot off money in the underwriting pool by next year should mean premiums go down as they are competing against other insurance companies who want your business.

  • tom080955
    tom08095515 days ago

    Jason...quick question re internet... I’m watching a vid on the new STARLINK system ... wondering if that would work on a boat. Elon, here’s a damn good couple of normal people to do the beta test version with...

  • Gone with the Wynns

    Gone with the Wynns

    14 days ago

    Don't know yet - they're just starting to test mobile users in northern latitudes. Waiting to see though!

  • thatguyweheard
    thatguyweheard15 days ago

    Just signed up with Surfshark and bought the extended year. So three years for almost nothing! They ask why you signed up. I said: Because I love the Wynns! Thanks for the awesome deal! Oh, and all the rest of all that stuff you do... yeah, that :)

  • 2Briard
    2Briard15 days ago

    Go to school...get a captain offshore license and then you would get even discount from every insurance company

  • Christopher Stevenson
    Christopher Stevenson15 days ago

    Great heads up reality check on the off grid sailing life! And nice catamaran!

  • Malcolm Pemberton
    Malcolm Pemberton15 days ago

    I live on a 40' narrowboat on the English canals. I only have 3rd Party insurance, but at least it's for £5 million pounds. It's compulsory, but it's cheap :-)

  • Dimitri Flores
    Dimitri Flores15 days ago

    Jason, your glasses sit too high, adjust them a little

  • w s l
    w s l15 days ago

    so what your saying is if you have to abandon your vessel make sure you scuddle it

  • Cruising the world with Jackie
    Cruising the world with Jackie15 days ago

    So who did you go with?

  • Gone with the Wynns

    Gone with the Wynns

    14 days ago

    All the details are in the blog post: www.gonewiththewynns.com/how-to-yacht-insurance Curious Minion

  • promaster185
    promaster18515 days ago

    Nikki you ROCK that Bikini !!!!!!!!!!!!! What a beautiful Lady.

  • Clifford Hurst
    Clifford Hurst15 days ago

    Re Insurance problems: Have you considered a policy with Lloyds of London? They are the oldest and most respected marine insurance corporation and have representatives worldwide. Might be worth making an enquiry

  • Gone with the Wynns

    Gone with the Wynns

    15 days ago

    First company that they had insurance with, first to not renew. Curious Minion

  • Bill Richardson
    Bill Richardson15 days ago

    I recommend Lloyds of London.

  • Gone with the Wynns

    Gone with the Wynns

    15 days ago

    First company that they had insurance with, first to not renew. Curious Minion

  • Kiwi Wandering USA
    Kiwi Wandering USA15 days ago

    We are living in troubling times. It seems more and more obvious that the puppeteers are closing up the world for regular people to travel and live/move freely. Make insurance increasingly expensive and continually drop low end customers and if you want to travel, work, put your children in school or have access to a grocery store then you have to have vaccination papers. The elites behind the scenes are squeezing out the little people. I wonder if only luxurious super yachts were anchoring at Bora Bora, if there would have been the same push to decimate their access?

  • Shannon Ware
    Shannon Ware15 days ago

    A successful life is challenges overcome. Congratulations guys!

  • Ron Parcke-Wms
    Ron Parcke-Wms15 days ago

    Re 10:52, you don't have yo give names of persons but I dont see why you dont name the insurance which arr trying to stick it to us, or more like In Us. This can be your reviews certain insurance companies which net billions anyhow after paying off those losses due to how they make investments with those funds.

  • Gone with the Wynns

    Gone with the Wynns

    15 days ago

    They named names in the blog post. Link to that in the description box. Curious Minion

  • Ron Parcke-Wms
    Ron Parcke-Wms15 days ago

    It's NOT COVID unless you mean the common cold. It's CoViD19. COVID19 is NOT COVID. People have gotten lazy and that kind of laziness has potential for harmor worse.Of course the MSM and crooked politicians don't mind the confusion to keep people in fear and control obviously, but just we ought not be them.

  • Rough And Wretched R.A.W.
    Rough And Wretched R.A.W.16 days ago

    Do you actually believe that the insurance company paid a government a million dollars to fix a reef damaged by a private sail boat? More important: Do you really believe that the government that got the money actually used 100% of that money to some how fix a reef that nature itself will repair in time. Issue as I see it is people are not only buying into corruption and lies but they are willing to pay handsomely for it. Why should they stop Raping people on boat insurance if you are willing to pay for it? Why should they offer all inclusive coverage if folks will happily take less. Folks just gripe and whine then give in anyway. They know this. The more money people have the more they will pay sooner simply to make the problem go away. No way there was a million dollars damage caused to a reef by a private sailboat. No way a government spent 1,000,000 to repair a reef damaged by a private sail boat. No way an insurance company paid a million dollars to a government to repair a reef. But that story scared all boaters into buying insurance that governments profit directly from. It's like in Canada. Government created drone laws and then drone regulations. The laws say you can't fly within a KM of anything man made. You can't fly within 10 KM of an airport. You can't fly anywhere near people. And now they brought in the regulation. To fly something as simple as a Mavic pro they demand you have a license. The demand your drone be registered and they demand over 100,000 dollars worth of insurance even though you can't fly near anything or anyone. How many will sell drone insurance? What will it cost? Few will sell it and they'll charge a fortune. It's extortion enabled and enforced by the government and for that extortion they get tax dollars and fees charged to insurance to operate. It's all a big scam! It's protection racket exactly like the mob used to operate. let's face it! Even in this story of boat insurance the worst case scenario ever is if a government comes after you. No victims at all or necessary. From what I've seen of cruising videos probably 80% or more of all costs go directly to governments and their agencies. The governments get all or a cut of every single purchase you make and every single fee you pay and every single VISA you need and every single regulation requirement they demand. If more insurance companies pop up and compete to drop the price then the government will only allow certain insurance companies to sell or they'll only allow certain policies covering boats allowed in their waters. These governments and companies are corrupt. But folks just keep paying cause lord help us all if banding together to take a stand dares mess with any kind of plans. PS 100,000 boat's being paid out by insurance in a few years? A cruisers dinkiest dingy stolen or blown off deck is an insured boat.

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